Win €500 worth of Home Heating Oil

Win €500 worth of Home Heating Oil

Every one who takes a Bills Loan with Sarsfield Credit Union  is automatically entered  into a draw to win €500 worth of Home Heating Oil.*

Our Bills Loan is designed to help you spread the cost of household bills over 12 months, taking the stress out of recurring costs like car, home & medical insurance, property and road tax etc.

Let us know how much you'll need over the year (between €500 and €5,000) and once approved, we'll make that amount available for you to access as required throughout the year.

*Competition ends 28th February 2017.

Benefits of borrowing with us

  • Fast easy access to your funds.
  • Sarsfield Credit Union makes a cheque payable to the bill provider on receipt of the bill.
  • No set up charges, early settlement charges or hidden fees.

How do I apply for a Bills Loan?

To get your Bills Loan today, please choose one of the following options:

  • Dial a loan on 061 317910 (Press 1 for loans)
  • Call in to the branch and talk to our team

How do I apply for a Bills Loan?

For existing members

For fast approval of a standard loan please provide:

  • Proof of Income (3 most recent payslips or social welfare receipts).
  • 3 Months Bank Statements. (including the most recent transactions)
  • 3 Months Credit Card Statements.
  • Your consent to undertake an Irish Credit Bureau check with your loan application.

Loans are subject to approval. Terms & Conditions apply*.

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

Please bring the following documentation with you:

  • Photographic ID (e.g. a current Driving Licence or Passport)
  • Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
  • Proof of PPSN (e.g. Public Services Card, Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
  • If not living in the area, proof of working in the area

Joining is Easy! It takes about 20-25 minutes.

 

To be eligible for membership of Sarsfield Credit Union you must fall into one of the following categories:

  • Live within our common bond area
  • Work in Limerick City
  • A family member who was a member of the Arch Confraternity
  • Live with a relative that is already a member

Representative Example

Typical Example: Weekly repayment of €51.07 with the interest rate of 12% (12.68% APR) based on a loan amount of €2,500 over a repayment period of 1 year. Cost of Credit €155.32.

Bills Loan Terms & Conditions*

  • Maximum term is 12 months.
  • Maximum loan amount is €5,000.
  • Member will be asked to complete an estimate of bills for the year.
  • Weekly payment is recommended for this loan product.
  • You can avail of 1 top up during the term, but it cannot extend beyond the 12 month term.
  • The full amount of the loan is drawn down and lodged into a sub account.
  • Payment is made by cheque to the bill provider through the credit union, once bills are supplied by the member.
Wedding Loans with Sarsfield Credit Union
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